CAFA Associates
cafa-associates.co.uk

 

 

 

 

  BAYDONHILL INTERNATIONAL MORTGAGES 

 

 Speak to the overseas mortgage experts at Baydonhill                                        International   Mortgages

 

·          Multi-lingual Consultants

·          Bespoke solutions for high loan amounts

·          Exclusive products and discounted rates

·          Fully independent

·          Continuous support and guidance

·          Fast and efficient service

 

intrnational Mortgages

 

 

 

 

WE COVER THE FOLLOWING COUNTRIES

 

 

 

 

PORTUGAL

·                Max LTV 80%

·                Rates from 4.40%

·                Interest-only available up to 10 years

·                Approval within 24 hours

·                Stage payments for off-plan property

SPAIN

·                Max LTV - 80%

·                Rates from 3.95%

·                Self-certified mortgages available

·                Stage payments for off-plan property

·                Mortgages calculated on income multiples

FRANCE

·                LTV 100% (in certain areas)

·                Rates from 3.7%

·                Interest-only products

·                Life cover not obligatory

·                100% LTV for leasebacks

 

 

ITALY

·                Max LTV 80%

·                Rates from 4.53%

·                40-year terms

·                Max age for repayment 85

·                Buy-to-let available

 

AUSTRALIA & NEW ZEALAND

·                Max LTV 80%

·                Rates from 7.15%

·                Special discounts available

·                Max term 30 years

·                Multi-currency mortgages available

 

SOUTH AFRICA

·                Max LTV 70%

·                Rates from 8.3%

·                Max term 25 years

·                Rand, sterling or US dollar loans available

 

BULGARIA

·                Max LTV 80%

·                Rates from 6.75%

·                Max term 25 years

·                No maximum age

·                Lev, euro or US dollar loans available

 

UNITED STATES OF AMERICA

·                Max LTV 80%

·                Rates from 8-9%

·                Self-certified mortgages available

·                Max term 40 years

·                Multi-currency mortgages available

 

 

Speak to a mortgage consultant now on 0044 (0) 207 594 0555 or fill out a request form online by clicking on:

 

 

ADDITIONAL MORTGAGE INFORMATION

 

A step by step guide to buying a house in Italy with an Italian mortgage

 

1.        Identify a property

2.       Find out how much you are eligible to borrow by completing our quotation request form

3.       While in Italy sign a sales agreement (Compromesso) & transfer the deposit with Baydonhill Foreign Exchange to secure the property

4.       Instruct Baydonhill International Mortgages to apply for a mortgage on your behalf

5.       Lender issues a draft mortgage offer subject to valuation & Notaio’s report (confirming property is free from debt)

6.       Lender instructs valuation

7.       Open an Italian bank account and provide details of fiscal number
(Codice fiscale) to the lender

8.       Arrange monthly mortgage payments with Baydonhill International Payment Plan

9.       Completion

10.     Notaio registers the mortgage deed (this takes between 2-5 days). Once registered, the Notaio releases the mortgage funds to the beneficiary

 

 

Registered Office: Unit 5, 210 Brick lane, LondonE1 6SA, UK

Registered in England and Wales – Number OC330079

Our Partners and Associates are either authorised and regulated by the Financial Services Authority,and / or

Association of Accountant Technicians, and / or

Securities and Investments Institute

according to their role of responsibilities.

 

 

 

 

 

Speak to a mortgage consultant now on 0044 (0) 207 594 0555 or fill out a request form online by clicking on:

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